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AnthemLearn More About the Benefits of AnthemAnthem Coverage Availability & FeesDental insurance is designed to stop common oral health issues from occurring, like gum disease and cavities. Keeping teeth and gums healthy not only prevents tooth loss but also reduces the risk of needing costly treatment later. Anthem provides comprehensive dental plans for individuals and families to get the care they need for minimal out-of-pocket expenses. Although every plan differs, most policies include:
Paying your premiums allows you to visit your dentist every 6 months for a cleaning and checkup after a copayment. Research has found that $1 spent on prevention can save up to $50 on restorative and emergency fees. If your dentist in Hillsboro finds a problem, you don’t have to wait to have it treated if money is tight. After meeting your deductible, your insurance can pay 80% of the expenses for common restorative procedures. You can use your annual allowance to rehabilitate your smile quickly. Anthem recommends choosing a dentist in their network to make the most of your coverage at the time of services. They have pre-negotiated rates with preferred dental practices for specific treatments. However, you have the freedom to choose any dentist that accepts your insurance, even if they are out-of-network. You can still use your coverage, but you’ll have to pay the difference between your insurance’s allotted amount and the office’s fees. We are proud to accept both in-network and out-of-network patients. Unfortunately, your dental insurance doesn’t last forever. Your benefits reset at the end of the year. Nothing will carry over and you won’t be reimbursed for your premiums or deductible. With less than 3% of Americans meeting their limits, you don’t want to throw money down the drain. |
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